Effective Date: September 29, 2026
These Terms and Conditions ("Terms") govern your use of the Confidence Insurance LLC website and related online services. By accessing or using the website, you agree to these Terms. If you do not agree, please do not use the website.
You may use this website for lawful purposes, including learning about our services, contacting the agency, and requesting insurance information or quotes. You agree not to misuse the website, interfere with its operation or security, attempt unauthorized access, submit false or misleading information, or use website content in violation of applicable law.
Information on this website is general in nature and is not a binder, policy, guarantee of coverage, or promise that insurance will be available. Quotes and indications are subject to underwriting, eligibility, carrier rules, required documentation, and final carrier approval. Coverage is not bound, changed, cancelled, or otherwise effective solely because you submit a website form, email, voicemail, or text message. Coverage becomes effective only when confirmed through appropriate binding documentation or other authorized confirmation from the agency or insurance carrier. Policy forms, endorsements, exclusions, limits, conditions, and carrier-issued documents control in the event of any inconsistency.
You are responsible for providing complete and accurate information when requesting a quote, applying for coverage, or requesting policy changes. Inaccurate or incomplete information may affect pricing, eligibility, coverage, or claim handling.
When you communicate with us electronically, you consent to receive responsive communications through appropriate electronic channels, subject to applicable law and your communication preferences. Email and ordinary internet communications may not always be secure. Do not send highly sensitive information through an unsecured channel unless instructed to do so.
Program Name: Confidence Insurance LLC Messaging Program.
Program Description: If you separately opt in, Confidence Insurance LLC may send SMS/text messages concerning insurance quote follow-up, applications, policy servicing, renewals, billing or payment reminders, document requests, appointment or service updates, and other messages consistent with the consent you provided.
Consent is voluntary and is not a condition of purchasing insurance or receiving agency services.
Message frequency varies.
Message and data rates may apply. Your mobile carrier’s messaging and data charges may apply.
You are responsible for maintaining an accurate mobile number and for charges imposed by your wireless provider.
STOP / OPT-OUT: Reply STOP to any applicable message to opt out. After you opt out, you may receive one final confirmation message. No further messages will be sent under that messaging program unless you later provide new consent.
HELP / SUPPORT: Reply HELP for assistance, call 603-660-3760, or email ktuttle@confidenceins.com.
Carrier Disclaimer: Carriers are not liable for any delayed or undelivered messages.
Supported carriers and messaging availability may vary. Delivery of text messages is subject to effective transmission by your wireless provider and network operator. For information about how we handle mobile information and SMS consent, see the Confidence Insurance LLC Privacy Policy on our website.
SMS consent must be provided separately from acceptance of these Terms and is not implied merely because you provide a telephone number, request a quote, use this website, or agree to these Terms. Where a website form offers SMS enrollment, the SMS consent option should be voluntary and unchecked by default. Consent applies only to the sender and messaging purpose identified at the time of opt-in.
Unless otherwise indicated, website text, branding, graphics, logos, design elements, and other content owned by Confidence Insurance LLC are protected by applicable intellectual-property laws. You may view and use website content for personal, noncommercial purposes related to evaluating or obtaining our services, but you may not reproduce, distribute, modify, or exploit our proprietary content without permission.
Links to insurance carriers, payment services, portals, or other third-party websites are provided for convenience. We do not control third-party websites and are not responsible for their content, availability, security, or privacy practices. Your use of third-party services may be subject to separate terms.
We strive to provide useful and accurate website information, but the website is provided on an "as available" basis. To the extent permitted by law, Confidence Insurance LLC disclaims warranties regarding uninterrupted access, error-free operation, or the completeness or currentness of general website content. Nothing in these Terms limits obligations or rights that cannot lawfully be limited.
To the fullest extent permitted by applicable law, Confidence Insurance LLC will not be liable for indirect, incidental, special, consequential, or punitive damages arising solely from use of, or inability to use, the website. This limitation does not alter or limit rights or obligations arising under an insurance policy or applicable law.
To the extent permitted by law, you agree to be responsible for losses, claims, or expenses arising from your unlawful misuse of the website, your violation of these Terms, or information you knowingly submit that is false, fraudulent, or infringes another person’s rights.
These Terms are governed by the laws of the State of New Hampshire, without regard to conflict-of-law principles, except where federal law or another jurisdiction’s mandatory law applies.
We may update these Terms from time to time. The revised Terms will be posted on our website with an updated effective date. Continued use of the website after an update constitutes acceptance of the revised Terms to the extent permitted by law.
Confidence Insurance LLC
5 Jackson Ridge Rd
Danbury, NH 03230
Phone : 603-660-3760
Email : ktuttle@confidenceins.com
EIN : 41-3476493
